Home Ownership

Published January 16, 2026 | By Robert Sullivan, Mortgage & Real Estate Advisor – Orlando, FL. This article summarizes publicly available market reports for educational purposes. Original data and reporting belong to Realtor.com and other credited sources. 🌟 A Market Shift Homeowners Have Been Waiting For For the past two years, homeowners hesitated to move to protect historically low rates — the so‑called lock‑in effect. Now, with many mortgage holders ready to swap their old loans for new ones, market momentum is returning. Realtor.com’s January 2026 report confirms that the share of mortgages above 6% has now exceeded those below 4%,  showing Americans are once again listing, relocating, and moving up. 📈 Why Homeowners Are Moving Again Lifestyle Needs Outweigh Rate Fear: Families needing more space or downsizing for convenience are prioritizing life goals. Equity Power: Homeowners leveraging record equity can absorb higher rates while trading up. Flexible Products: 2‑1 buy‑downs and assumable loans create payment relief options. Builder Incentives: Homebuilders in Florida are offering rate locks and closing credits to move inventory. 🏠 The Orlando Market Snapshot Florida Realtors data show that the state entered 2026 on steady footing: Listings: Up 11% year‑over‑year Median Home Price: $407,000 (flat month‑over‑month) Average Days on Market: 41 ( –3 days since December) Neighborhoods like Lake Nona and Winter Garden are seeing increased buyer activity, while Davenport and Apopka are becoming hotspots for first-time buyers. Read more in the Florida Realtors January 2026 Report. […]

  Embarking on your first homebuying journey is a thrilling adventure, and as your trusted real estate ally in Central Florida, I’m here to illuminate the path. In this guide, we’ll unravel essential terms, empowering you with knowledge to navigate the real estate market seamlessly. Your dream home awaits, and I’m excited to be your […]

  Fall Home Maintenance: Keeping Your Property Cozy and Well-Maintained As the leaves start to change and the temperature begins to drop, it’s time to prepare your home for the upcoming fall season. Proper fall home maintenance tips not only keeps your property cozy and comfortable but also helps prevent costly repairs down the road. […]